Buy Here Pay Here
Built to grow your BHPH portfolio
From the first payment to the final payoff, Wayne Reaves gives you the collections, reporting, and account-management tools to keep your Buy Here Pay Here portfolio healthy — all inside the same system that runs the rest of your dealership.
Talk BHPH with our team
See how Wayne Reaves handles your portfolio.
Everything BHPH needs
Collections, payments, and compliance in one place
No bolt-on tools or separate logins — your BHPH operation runs inside the same Wayne Reaves platform as inventory, sales, and accounting.
Portfolio & account management
Manage precomputed and simple-interest deals, side notes, and every account from one place.
Full collections system
Work accounts by assignment, schedule promises, track pick-up payments, and stay on top of past-dues.
Integrated payments
Take credit card and ACH payments in-store, over the phone, and online with integrated processing.
Repo & recovery tracking
Track repossessions, write-offs, and recovery status with reporting built for BHPH.
Related Finance Company
Run an integrated RFC to manage your portfolio and tax strategy the way larger operations do.
Credit-bureau reporting (optional add-on)
Report customer payment history to the bureaus via Datalinx — available as a separately priced monthly add-on.
GPS & starter-interrupt
Integrations with leading GPS and starter-interrupt providers help protect your collateral.
2-way texting & compliance
Stay in contact and compliant with integrated 2-way texting, 8300 tracking, and OFAC checks.
Why BHPH dealers choose Wayne Reaves
Less stress, faster collections
Wayne Reaves has made my day MUCH easier — thank you for making compliance a little less of a headache. (A Wayne Reaves BHPH dealer)
- Precomputed and simple-interest deal support
- Account assignment and full collection workflows
- Integrated credit card & ACH payment processing
- Repossession, write-off, and side-note tracking
- Integrated Related Finance Company (RFC)
- Optional credit-bureau reporting add-on (via Datalinx)
Optional add-on
Credit-bureau reporting
Report your in-house accounts to the credit bureaus to help customers build credit. This is an optional add-on with its own standalone monthly price — billed in addition to your Wayne Reaves software plan. The price below covers credit-bureau reporting only; it is not the price of the software.
Credit-bureau reporting
$65/mo
Report your in-house accounts to the credit bureaus to help your customers build credit and protect your portfolio.
Part of the complete platform
Buy Here Pay Here is part of the full Wayne Reaves DMS
Your BHPH tools live inside the same system that runs inventory, sales, titling, accounting, and reporting — one login, one platform for the whole dealership.
Ready when you are
Run your BHPH the smart way
See how Wayne Reaves keeps your portfolio organized, your collections on track, and your dealership compliant.